The next step

for your business!

When you need to use for investment and we are ready to help you with highest loan amount.

The commercial term loan allowed by the bank to have a maximum loan period of 5 years in order for
business to operate properly.

  • From 10% per annum to 13.5% per annum.
  • Interest calculation will be based on daily basis. The interest rate is variable rate pegged to a base rate i.e., the Central Bank’s Policy Rate.
  • Subject to maximum rate that can be charged according to the Central Bank.
  • Short term (up to 1 year)
  • Medium term (up to 3 year)
  • Long Term (up to 5 years)
  • Monthly Amortization (EMI)
  • Monthly interest and Principal yearly
  • One-time of application fee 1% on loan amount. (Application fees may be deducted from the loan amount).
  • Minimum business operation of 3 years
  • A valid business license to operate and local businesses registered with DICA.
  • Minimum 3 years of successful operation and a solid track record.
  • Must meet other criteria specified by FDB Bank.
  • Land and Building
  • Cash collateral (Deposit)
  • Bond
  • Gold bars

  • NRC (Original/Copy)
  • House Hold Registration (Original/Copy)
  • Residence Recommendation from ward office
  • Applicant’s license one photo

  • Business license
  • DICA certificate of incorporation and company extract, company constitution
    Resolution, import/export license.

  • Financial records (at least 3 years)
  • Income tax invoices (for the last fiscal 3 years)