mmen
Exchange Rate: May 22, 2025 11:00 am
FDB Bank | USD 3601 : 3615
FDB Bank | EUR 4083 : 4093
FDB Bank | SGD 2793 : 2800
FDB Bank | THB 131.78 : 131.98
FDB Bank | MYR 844 : 847
FDB Bank | JPY 25.00 : 25.10
FDB Bank | CNY 545 : 546

Home Loan (Commercial)

We provide you with the opportunity to expand your business offices and factories with our commercial loan.

INTEREST RATE

  • 14% per annual interest rate
  • The interest rate is variable rate pegged to a base rate i.e.,
  • Subject to maximum rate that can be charged according to the Central Bank.

LOAN TENOR

  • Maximum 15 years

DOWN PAYMENT

  • Minimum 30% of purchase price

REPAYMENT

  • Monthly Amortization (EMI)

FEES

  • One-time of application fee 1% on loan amount. (Application fees may be deducted from the loan amount).

ELIGIBLE BORROWER

  • Minimum operating over 2 years and above business with YCDC license, company registered on DICA and others business license.
  • Completed and BCC approved Apartment, Condo, and Land & Building

Apply Now

Required Documents

  • NRC (Original/Copy)
  • Household Registration (Original/Copy)
  • Residence Recommendation from ward office
  • Applicant’s license one photo

  • Business license or YCDC license
  • SME card (if have)
  • Financial records (at least 2 years)
  • Income tax invoices (for the last 2 fiscal years)

  • Financial records (at least 2 years)
  • Income tax invoices (for the last fiscal 2 years)

  • BCC (Building Completion Certificate)
  • Grant (Copy)
  • Contract between with the landowner and contractor
  • Sale contract (Sale contract history)
  • Owner Book, Ownership Registration (If have)
  • NRC and Household Registration of Landowner
  • Property Photo (Front, Back, Left, Right)
  • Map 105/106 (If the land and building)

Loan Amortization Calculator

Monthly Repayment Details

MonthMonthly Repayment AmountPrincipal AmoutInterest AmountOutstanding Balance