Frequently Asked Questions

Home Loan Commercial is to support the business to purchase business propertiese by allowing them to make regular monthly payments for a period of time and own the property thereafter.

All businesses which has valid business licenses registered in Myanmar and in operation for more than (1) years.

It is not required

  • Land & Building (Grant Land & Freehold Land)
  • BCC approved Apartments & Condominium (building age must not be older than xxx years)
  • Industrial land with buildings.

10% per annum

Up to 10 Years

Yes. Any properties eligible under FDB Terms and Conditions can be purchase.

Minimum: 10 million MMK

At nearest branch (or) Relationship Manager

Amortization (Monthly)

  • NRC ( Front & Back)
  • Household List ( Front & Back)
  • One Passport size photo
  • Original Testimonial letter from ward administration office
  • Original Testimonial letter from police station
  • Documents related to proof of income
  • Business-related documents (business owners)
  • Documents related to the property to be purchased.

For Self Employed 

  • Business’s license or YCDC/MCDC License 
  • Business / Shop’s Photo
  • Income / Financial statement for (2) yr (Operation Account)
  • Tax receipt for 1 year 

For Company

  • DICA Registration (Certificate of Incorporation and DICA Extracts)
  • DICA Constitution
  • Business License
  • Board of Director’s Resolution/Meeting Minute
  • Income / Financial statement for (1) yr (Operation Account)
  • Tax receipt for 1 year 
  • Other required license for operation

Currently, this option is not available.